Friday, February 10, 2012

Indebtedness

Today’s Army demands effective counseling. Due to the complexity of equipment, diversity of personnel and organizational structure, we have unique challenges. To overcome these problems, a leader has talent, experience and the desire to succeed. Leaders help soldiers solve their problems by guiding them to a workable solution through effective counseling. Counseling is so important it should  be on the training schedule to ensure sufficient time is available to do it. By subscribing, I will give you access to my counseling web page. This web page is full of counseling examples to help you with your next counseling session.
                                                         

Developmental Counseling FORM

For use this form, see FM 6-22; the proponent agency in TRADOC.
DATA REQUIRED BY THE PRIVACY ACT OF 1974
Authority:  5 USC 301, Departmental Regulations; 10 USC 3013, Secretary of the Army and E.O. 9397 (SSN)
PRINCIPAL PURPOSE:  To assist leaders in conducting and recording counseling data pertaining to subordinates.
ROUTINE USES: The DoD Blanket Routine Uses set forth at the beginning of the Army’s compilation of systems or records also
                                 apply to this system
DISCLOSURE:  Disclosure is voluntary.
Part I - Administrative Data
Name (Last, First, MI)

Rank/Grade

Date of Counseling

Organization

Name and Title of Counselor

PART II - Background Information
Purpose of Counseling:  (Leader states the reason for the counseling, e.g., Performance/Professional or Event-Oriented counseling and includes the leader’s facts and observations prior to the counseling):
To:
•  Determine reason for non-payment of debt
•  Enact measures to prevent future occurrences
•  Inform soldier of his responsibility to properly manage funds/financial affairs
•  Inform soldier of possible consequences for continued non-payment     
                                                  
Part III - Summary of Counseling
Complete this section during or immediately subsequent to counseling.
Key Points of Discussion


 It has been brought to my attention that you currently have a debt with:

1.             Rent-a-Center in the amount of $532.00, dated: 25 December 2004     

As a soldier you have an obligation to pay your debts in a timely manner.  Failure to do so reflects negatively upon you, the Unit, and the United States Army.  I am giving you until DAY/DATE to provide me with proof that you have paid this debt in full or bring me written confirmation that you have established a plan with the creditor to pay the debt.  This is your 1st offense concerning financial debts.  After considering all the facts concerning you financial situation I am recommending to the commander that the following actions be taken:

                ____  You be scheduled for a budgeting class

                ____  You be scheduled for a check writing class

                ____  Recommendation of bar to reenlistment

                ____  Recommendation of flag (stops all favorable actions e.g. NCOES, civilian schools, promotion, etc.)

                ____  Recommendation for punishment under the UCMJ

                ____  Other:



OTHER INSTRUCTIONS
This form will be destroyed upon: reassignment (other than rehabilitative transfers), separation at ETS, or upon retirement.  For separation requirements and notification of loss of benefits/consequences see local directives and AR 635-200.
DA FORM 4856, AUG 2010                            PREVIOUSE EDITIONS ARE OBSOLETE

Plan of Action:  (Outlines actions that the subordinate will do after the counseling session to reach the agreed upon goal(s).  The actions must be specific enough to modify or maintain the subordinate’s behavior and include a specific time line for implementation and assessment (Part IV below): 


If you are scheduled for a class or an appointment with a financial advisor you will ensure that you bring all bills, debts, current LES, and prepare a list of creditors (with addresses) in the event that a loan consolidation may be suggested by the financial counselor.  The more information you provide the better an advisor can assist you.  This is your chance to correct this situation. Failure to correct this situation could result in adverse action (flags, bars, UCMJ) and/or chapter from the military.     

Soldier provided the following reasons for the failure to pay debt:

Session Closing:  (The leader summarizes the key points of the session and checks if the subordinate understands the plan of action.  The subordinate agrees/disagrees and provides remarks if appropriate): 
Individual counseled:        I agree         disagree with the information above.
Individual counseled remarks:





Signature of Individual Counseled:  _________________________________  Date: ______________________


Leader Responsibilities:  (Leader’s responsibilities in implementing the plan of action):

•  Check receipt of payments/agreement of payment
•  Conduct follow up counseling
•  Ensure Soldier attends scheduled classes     
Signature of Counselor:  _________________________________________  Date:  ___________________­__
Part IV - ASSESSMENT OF THE PLAN OF ACTION
Assessment:  (Did the plan of action achieve the desired results?  This section is completed by both the leader and the individual counseled and provides useful information for follow-up counseling):





Counselor: ___________________    Individual Counseled:  __________________  Date of Assessment:  _____
Note:  Both the counselor and the individual counseled should retain a record of the counseling.
DA FORM 4856, AUG 2010